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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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For Home Buyers:
Why Buyers Choose Melissa Butler - Why homebuyers looking for a real estate agent in the Charlottesville, Lake Monticello and Louisa area choose Melissa Butler. Latest Listings - Get Melissa Butler's latest Charlottesville, Lake Monticello and Louisa listings of homes for sale first! Find Your Perfect Home - Melissa Butler will search for your ideal home and email you the newest Charlottesville, Lake Monticello and Louisa MLS listings of properties in Fluvanna, Albermaria, Louisa County VA. First Time Homebuyers - Are you a first time homebuyer in Charlottesville, Lake Monticello and Louisa, VA? Choose a top real estate agent. Melissa Butler can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Charlottesville, Lake Monticello and Louisa house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Charlottesville, Lake Monticello and Louisa Homes, For Home Buyers, For Home Sellers, Charlottesville, Lake Monticello and Louisa Information, Real Estate Resources, and About Melissa Butler. 
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Financing Your Home >Mortgage Myths
Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
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| Q |
Who is the world's largest landowner?
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| A |
The United States government, with holdings of 728.8 million acres of land.
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