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Current Selection: All Prices All Types All Locations New Selection Sorted By: Default New Sort
<Back to Page Previous Next Property 7 of 15 Selections
    Feature Property - 175 Smithfield Road-25 Acres $465,900  Great Location!!
175 Smithfield Road

Address:   175 Smithfield Road    City/ST:   Louisa, VA   Zip Code:   23093  
Location:   Louisa County   Property Type:   Single Family Home   New or Resale:   Resale   
Square Footage:   4050   Bedrooms:   3   Bathrooms:   3 full, 1 half  
MLS#   475993  

Beautiful Property.... Perfect for Horses, Vineyard, Xmas Tree Farm... the Possiblities are Endless. Fantastic Floor Plan with Great Flow. The Sellers Definitely have Green Thumbs. Beautiful Landscaping Design Makes for Great Curb Appeal.Paved Drive and Over-sized 2 Car Garage. Tons of Unfinished Space on 2nd Floor for Room to Grow. Finished Basement Could be used as an In-law Suite or Rental. Separate Entrance. Great Home for Your Clients Looking for Convenience and Privacy. Many Upgrades in this Home. ONLY 12 MILES TO ZION XROADS-Gorgeous Colonial on 25 Acres just 2 miles to I64. 3BR,3.5 Baths, 1st Floor Master Suite. Huge Kitchen w/ Granite Countertops, Hardwood Flooring, Tons of Counter & Cabinet Space, Breakfast Bar & Nook. Huge Family Room w/ Soaring Ceiling, Gas Fireplace & Hardwood Floors. New Preservation Triple Pane Energy Efficent Windows Thru-out($25,000),Energy Module on Water Heater, New Brick Front Porch,Hot Tub and Generator Convey, Extensive Landscaping, Lawn Irrigation System, Fenced Back Yard & Shed.Property has Division Rights. High Speed Internet!!



Last Updated: 6/23/2010 7:44:38 PM

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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
Which home is considered the ultimate in California craftsman-style architecture?

A 
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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Melissa Butler, REALTOR®, real estate agent and broker for Charlottesville, Lake Monticello and Louisa, Virginia home listings, property and land for sale

Melissa Butler
Better Homes and Gardens Real Estate III

10046 Three Notch Road
Troy, VA 22974
Phone: 434-996-4529
Fax: 866-505-4235
Toll Free: 800-207-4684
melissabutler@BestImageAgent.com

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